What is Baccarat and Why It’s a Player Favorite

1. Punto Banco

Most popular and easiest to play.

• This is the standard version in most online and land-based casinos around the world.

• “Punto” means Player, and “Banco” means Banker in Spanish.

• In this version, the casino controls everything. Players just place their bets—on Player, Banker, or Tie—and the dealer handles all the cards.

• No choices or decisions are needed from the player. The rules tell the dealer when to draw or stand.

• It’s great for beginners because it’s fast, fair, and stress-free.

2. Chemin de Fer

A classic French version with more strategy and player control.

• “Chemin de Fer” means “railway” in French—because this version was once the fastest way to play!

• In this game, players take turns being the Banker, instead of the house.

• Unlike Punto Banco, players can decide whether to draw a third card or not. It’s not automatic.

• The cards are passed around the table like a deck on a train track, which is how it got its name.

• Chemin de Fer is often played in a fancier setting, with high rollers and more formal rules.

3. Baccarat Banque

More exclusive, with a single permanent banker.

• Similar to Chemin de Fer, but here, only one player is the banker for the entire game or until the bank runs out of money.

• The banker deals the cards and plays against two player hands, not just one. This means there are three positions: one banker and two player hands.

• It’s a bit more complex and usually played in European high-limit rooms.

• Since there’s more at stake, this game attracts wealthy or professional players.

4. Mini-Baccarat

Smaller, faster, and perfect for beginners.

• As the name suggests, this version is played on a smaller table (usually seats 7 players instead of 14).

• The game follows the same rules as Punto Banco, but the pace is much quicker.

• The dealer handles everything, including flipping the cards. Players don’t touch anything—just bet.

• Mini-Baccarat often has lower betting limits, which makes it perfect for casual players and those trying baccarat for the first time.

• Found in most online casinos and also on casino floors next to slot machines and roulette.